Healthcare and Medicare Strategies

Healthcare and Medicare Strategies

The transition to Medicare can be a big source of confusion. We are prepared to educate you and provide the resources needed in order for you to make the best decision that fulfills your individual needs.
Did you know?

  1. Medicare is mandatory once you are retired

    Private health insurers don’t want to lose their customers. No one is telling people turning 65 years old that they need to enroll in Medicare.

  2. Medicare is not automatic

    If you don’t sign up on time they may face a late enrollment penalty.  We can alert you to Medicare enrollment periods

  3. Medicare won’t cover everything

    Medicare can leave vital gaps which makes supplement insurance essential. Also, with Medicare alone there is no limit to out-of-pocket spending. We provide you guidance on selecting supplemental insurance.

  4. Out-of-pocket expenses can be higher than you expect

    Medicare is not free for most Americans. Even the affluent may experience out-of-pocket expenses that are higher than they would like.  We can help you build future health care costs into the retirement income plan.

  5. Medicare doesn’t cover your long term care needs

    Many retirees don’t understand that long term care is not covered under Medicare. And yet retirees and Baby Boomers are worried about long term care. We help you evaluate options designed to pay for long-term care.